PYUSD Stablecoin: PayPal USD Price & Market Cap

Market Statistics

Current Price

$0.999300

Market Cap

$3.8B

24h Volume

$87.1M

24h Change

-0.04%

Quick Facts

Category:
Fiat Backed

Backing:
USD reserves

Issuer:
PayPal

📰 Recent News & Developments (August 2025)

August 2025 Merchant Crypto Payment Expansion

Sources: PayPal Holdings announcements

August 2025: PayPal launched comprehensive cryptocurrency payment acceptance for merchants, supporting over 100 cryptocurrencies at checkout. System automatically converts incoming crypto payments to fiat currencies or PYUSD before depositing to merchant accounts, significantly expanding crypto utility in everyday commerce.

Merchant Integration Growth

Sources: PayPal merchant services

Expanding merchant acceptance of PYUSD for payments across PayPal's global network. Integration with existing PayPal infrastructure provides seamless bridge between traditional payments and digital assets.

Enterprise Partnerships

Sources: PayPal corporate partnerships

Strategic partnerships with enterprise clients for treasury management and B2B payments using PYUSD. Leveraging PayPal's established relationships to drive institutional adoption.

Consumer Adoption Strategy

Sources: PayPal user announcements

Integration with PayPal's 400+ million user base provides massive distribution potential. Focus on user education and seamless experience to drive mainstream stablecoin adoption.

Regulatory Compliance

Sources: PayPal regulatory filings

Full compliance with PayPal's existing regulatory framework and banking partnerships. PYUSD benefits from PayPal's established regulatory relationships and compliance infrastructure.

Multi-Chain Strategy

Sources: Technical announcements

Ethereum and Solana deployment strategy positions PYUSD for diverse use cases. Ethereum for DeFi integration, Solana for consumer applications and micropayments. Cross-chain liquidity and utility expansion.

📊 Stablecoin Comparison

Feature	PYUSD (PayPal)	USDC (Circle)	USDT (Tether)
Market Cap	$400M	$34B	$162B
User Base	🚀 430M+ PayPal users	🏢 Institutional focused	💹 Trader focused
Integration	✅ Native PayPal/Venmo	⚠️ Third-party required	⚠️ Exchange-dependent
Regulation	✅ NYDFS regulated	✅ Fully regulated	⚠️ Limited oversight
Best For	💳 Mainstream payments	🏢 Institutional finance	💹 Trading & liquidity

⚖️ PayPal USD Analysis

✅ Advantages

✓ 430M+ PayPal user access
✓ Native PayPal/Venmo integration
✓ NYDFS regulated by Paxos
✓ Mainstream consumer adoption
✓ 200+ country reach
✓ Traditional finance bridge
✓ Corporate treasury focus

⚠️ Considerations

• Small market cap vs competitors
• Limited DeFi ecosystem presence
• Newer to crypto markets
• PayPal ecosystem dependency
• Limited exchange availability
• Primarily payment-focused

💳 PayPal USD Mainstream Use Cases

🛒 Consumer Payments

• PayPal checkout integration
• Venmo social payments
• Online shopping settlements
• Peer-to-peer transfers
• Subscription service payments

🏢 Business Payments

• Merchant payment processing
• Cross-border business payments
• Freelancer/contractor payments
• B2B invoice settlements
• Marketplace disbursements

💼 Corporate Treasury

• Digital cash management
• Vendor payment automation
• Multi-currency operations
• Treasury yield opportunities
• Payment workflow integration

🌐 Global Commerce

• International e-commerce
• Cross-border remittances
• Digital marketplace transactions
• Export/import settlements
• Foreign exchange alternatives

About PayPal USD (PYUSD)

PayPal stablecoin for mainstream adoption

💳 What is PayPal USD (PYUSD)?

PayPal USD (PYUSD) is a regulated stablecoin launched in August 2023 by PayPal in partnership with Paxos. Fully integrated into PayPal's global payments ecosystem, PYUSD brings mainstream adoption to digital dollars with 430M+ potential users.

As the first major payment processor to launch its own stablecoin, PYUSD bridges traditional finance with blockchain technology for consumer and business payments.

📋 Key Facts

Launched: August 2023
Issuer: Paxos (for PayPal)
Market Cap: $400+ Million
Users: 430M+ PayPal users
Regulation: NYDFS regulated
Reach: 200+ countries

Key Features

Stability Mechanism: USD reserves
Regulatory Status: Varies by jurisdiction
Use Cases: Trading, DeFi, payments, remittances
Network: Multi-chain support (Ethereum, BSC, others)

🔗 Blockchain Infrastructure & Contract Addresses

PYUSD is issued by Paxos Trust Company and backed by PayPal for mainstream adoption. Built for enterprise payments and consumer integration with multi-chain deployment for institutional and retail use cases.

📊 Network Deployments

Network	Standard	Explorer
Ethereum	ERC-20	Etherscan
Solana	SPL	Solscan
Arbitrum	ERC-20	Arbiscan

🏢 Corporate Infrastructure

Component	Provider	Details
Issuer	Paxos Trust	NY DFS regulated
Backing	PayPal Inc.	Enterprise grade
Reserves	USD + Treasuries	Segregated accounts
Audit	Independent	Monthly reports

⚡ Network Performance

Network	TPS	Block Time	Avg Fee
Ethereum	~15	12s	$5-50
Solana	~3,000	400ms	$0.0002
Arbitrum	~4,000	250ms	$0.01

💼 Enterprise Use Cases

Application	Network	Focus
PayPal Payments	Ethereum	Consumer wallet
DeFi Integration	Solana	High throughput
Institutional	Arbitrum	Low cost scaling
Cross-border	Multi-chain	Global reach

🏢 Enterprise Grade Infrastructure:

PYUSD combines PayPal's mainstream reach with Paxos's regulatory expertise. Designed for consumer payments, business transactions, and institutional use cases across traditional finance and blockchain ecosystems.

Official Documentation: Paxos PYUSD • PayPal Support • Smart Contract

PayPal USD